This is how you can actually afford original artwork

Hopefully it’s no secret that we’re all about hacky ways cool art on our walls. We encourage (and practice!) do it Yourself, hanging colorful child’s work, save frame, and even completely cheat the system by Print free pictures. At this point, in our humble opinion, there is very little excuse for not having something interesting on your walls. But we also know that having real art from real artists has its advantages: First of all, the artist’s work hopefully becomes more valuable over time and suddenly you have lucrative capital, just like a real adult. And then, of course, there’s the rewarding feeling of owning a piece that you can proudly display in your home and feeling like an art connoisseur with society stopping and staring at it. But everyone knows the disadvantage of original works of art that they have a dollar sign followed by lots and lots of zeros, even if the artist is still pretty undiscovered. We’re not saying artists don’t deserve every penny of this price tag, but chances are you haven’t got this type of dough lying around on the fly treat-I-myself kind of a moment. (Real Talk: Budgeting is Hard). That’s when this brilliant service called Art money comes to change everything you thought you knew about collecting art. Art Money was founded in 2015 by entrepreneur Paul Becker and offers interest-free loans for works of art valued between $ 1,000 and $ 50,000 from more than 600 galleries in the United States. Collectors must deposit 10 percent of the total cost and can then pay off the rest of the loan over a period of 10 months. That means the next time you sip free wine at Open Gallery Night and come across a $ 2,500 painting that you really, really need to have (and it’s not the wine that speaks), you can get some kind of money – Use loan to buy it and only have to drop around $ 250 that night and then $ 225 monthly for the following 10 months. Buyers’ regrets are over! Or at least temporarily decreased.

Even better, there is really no interest and no entry fees to sign up. You must of course be approved for the loan before buying anything that requires good credit and a minimum annual income of $ 30,000 from all sources including other investments. How do you ask Art Money receives a discount on the piece from the gallery that covers a normal interest fee. The whole point is to encourage young art enthusiasts to actually collect works. “The misconception that art is only for the rich is my favorite hatred,” Becker said in one Interview with Artsy. “There is such a rich ecosystem of quality and value that goes beyond the obvious and expensive levels.” According to Becker, around 10 percent of people who use Art Money are in their 20s and creative. Sound familiar? Apply for one Borrow art money now and never feel intimidated by original artwork again.

Related: How to Hang Art Like a Pro

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